www [bad word] English as a Second Language Podcast
Day in the Life of Lucy
Episode 7 – The Bank and The Market [bad word] TRANSCRIPT
This is [bad word] s "Day in the Life of Lucy," episode seven: The Bank and
The Market.
Hello, I'm your host, Dr. Jeff [bad word] to you from the Center for
Educational Development in beautiful Los Angeles, California. In the last
episode of this series, Lucy went to work and had lunch. In this episode, she's
going [bad word] home from work, but first go to the bank and to the market. Let's
get started.
[Start of story]
I left at work at exactly five o’clock because I wanted to make it to the bank
before it closed at 5:30. Fortunately, it’s on the way to the bus stop. I get to the
bank and I stand in line. I fill out a deposit envelope and sign the back of my
paycheck while I wait my turn. When I get to the front of the line, I hand the teller
the envelope and I ask her if she could tell how much I had in my account. She
told me my balance and handed me my receipt.
I ride the bus and the subway home. I realize that I need a few things at the
market and stop at one on the way there. I pick up a cart as soon as I walk in
and go to the produce department to load up on [bad word]  some apples and bananas.
I look around to see what kind of cooked foods they have. I’m feeling lazy and I
don’t want to cook tonight. I pick up a sandwich and I head for the checkout
stands. I get into the shortest line and the cashier rings me up. She gives me
my change and the bagger hands me my bags. I walk the two blocks to my
apartment and I’m ready for a relaxing evening at home.
[End of story]
The title of this episode is "The Bank and The Market."
Lucy says she left "work at exactly five o’clock," we might also say precisely at
five o'clock - not 5:01, not 4:59, but five o'clock. Another way of expressing that
is five o'clock on the dot, "dot." On the dot means the same as exactly at that
time.
So, Lucy leaves her work at "five o'clock because," she says, she wants "to make
it to the bank before it closes at 5:30." To make it, here, means to arrive at the
bank. "I want to make it on time" - I want to be there on time. She wants "to make it to the bank before it closes." The bank where you keep your money, and
you are able to get money from the bank.
"Fortunately," Lucy says, the bank is "on the way to the bus stop." On the way
means it is between her work and the bus stop - it is convenient for her. When
we say something is on the way, we mean that it is between where you are now
and where you are going.
Lucy says she gets "to the bank" and stands "in line." To stand in line means to
wait in a line until it is your turn - until it is your time to talk to the person at the
bank. So, Lucy is standing in line or waiting in line. I remember when I was
young, [bad word] from a big family and it was so big you had to stand in line to get
food every day, and if you were last in line, you may not eat that day. So, you
have to be careful when [bad word] from a big family!
Lucy says that she filled "out a deposit envelope" and signed "the back of" her
"paycheck." To fill out means [bad word]  deposit envelope, "deposit," is an
envelope that you use to put money into your account. It is also a verb, to
deposit, which means to put something into something else; usually we are
talking about money. The opposite of deposit would be withdrawal. withdrawal, "withdrawal," is when you take money out of your bank, and the verb
is to withdraw. We sometimes use that verb, to withdraw, also when, for
example, a political candidate decides that they are not going to try to win an
election. They can withdraw from the election - they can leave the election.
Lucy s