Listen I got a bit of fiscal trouble
I don’t wanna sob but I need a few bob
In the last year I seen my debt double
And I can’t pay it back cause I aint got a job
It must have been the small print I misunderstood
The offer on the leaflet looked so good
I was poor, my motor [bad word] The man on the advert looked so [bad word] 
Isn’t it funny, how people spend their life away?
Buy now pay later, then consolidate your life
On day time telly the [bad word] man brings peace of mind
And a lifeline for those who don’t work

And isn’t it funny how people live a life of debt
To a person that they have never met
On a leaflet just sign on the dotted line
Stay in the red till the day you’re dead

I’m drowning deep in debt and all I do is spend spend spend
I can’t afford the life so why’d they let me lend again
I can’t bank on a credit culture life of greed
I don’t know how I’ll cope with mortgages and mouths to feed

Isn’t it funny, how people spend their life away?
Buy now pay later, then consolidate your life
On day time telly the [bad word] man brings peace of mind
And a lifeline for those who don’t work

And isn’t it funny how people live a life of debt
To a person that they have never met
On a leaflet just sign on the dotted line
Stay in the red till the day you’re dead

Listen I got a bit of fiscal trouble
I don’t wanna sob but I need a few bob
In the last year I seen my debt double
And I can’t pay it back cause I aint got a job
It must have been the small print I misunderstood
The offer on the leaflet looked so good
I was poor, my motor [bad word] The man on the advert looked so [bad word] 
Isn’t it so funny how we people spend our life away?
Isn’t it so funny how we people spend our life away?

Isn’t it funny, how people spend their life away?
Buy now pay later, then consolidate your life
On day time telly the [bad word] man brings peace of mind
And a lifeline for those who don’t work

And isn’t it funny how people live a life of debt
To a person that they have never met
On a leaflet just sign on the dotted line
Stay in the red till the day you’re dead