At first we started out real cool
Taking me places I ain't never been
But now, you're [bad word] Ain't doing those things you did no more
You're slowly making me pay for things
Your money should be handling
And now you ask to use my car (car)
Drive it all day and don't fill up the tank
And you have the audacity
To [bad word] and step to me
Ask to hold some money from me
Until you get your check next week

[Kelly:]
You triflin', good for nothing type of brother
Silly me, why haven't I found another?
baller, when times get hard
I need someone to help me out
Instead of a [bad word] like you
Who don't know what a man's about

[Chrous:]
Can you pay my bills?
Can you pay my telephone bills? 
Do you pay my automo' bills?
If you did then maybe we could chill
I don't think you do
So, you and me are through
Can you pay my bills?
Can you pay my telephone bills?
Do you pay my automo' bills?
If you did then maybe we could chill
I don't think you do
So, you and me are through

[Verse 2 Beyonce:]
Now you've been maxing out my card (card)
Gave me bad credit, buyin' me gifts with my own ends
Haven't paid the first bill
But instead you're headin' to the mall
Goin' on shopping sprees perpetrating 
Telling your friends that you be ballin'
And then you use my cell phone (phone)
Callin' whoever that you think's at home
And then when the [bad word] All of a sudden you be acting dumb
Don't know where none of these [bad word] from
When your momma's number's here more than once

[Kelly:]
You triflin', good for nothing type of brother
Silly me, why haven't I found another?
baller, when times get hard
I need someone to help me out
Instead of a [bad word] like you
Who don't know what a man's about

[Repeat [bad word] 

[Bridge]
You triflin', good for nothing type of brother
Oh silly me, why haven't I found another
You triflin', good for nothing type of brother
Oh silly me, why haven't I found another
You triflin', good for nothing type of brother
Oh silly me, why haven't I found another
You triflin', good for nothing type of brother
Oh silly me, why haven't I found another